Multiply gets you to closing, Made is for every day that come after.
Together, we’re helping homeowners get more from every stage of the journey
Multiply gets you to closing,
Made is for every day that come after.
Together, we’re helping homeowners get more from every stage of the journey

The smarter way to own your home

Earn 20,000 bonus points once you spend $500 within the first 3 months from account opening1
Earn rewards on your mortgage with every purchase. From Made and Fairway.
Check if you are pre-approved with
no impact to your credit score! 
Apply Now

3x Points

for Gas, EV Charging, Groceries & Utilities

2x Points

for Home Improvement, Maintenance & Furniture

1x Points

Everything Else

+1x Bonus Points on your mortgage!

Link your mortgage and get 1x points up to the amount of monthly card spend

Made × Multiply — Points Calculator
Mortgage Match

See how Made rewards add up

Pick where your spend goes and see a year of rewards on the Made Card.

Monthly card spend — what you put on the card $3,000
Monthly mortgage payment $3,000
If your spend went all to… Everyday essentials
Points toward your home
$1,440 / year
144,000 points 1 point = $0.01
Where the points come from (per month)
3×Everyday Home Essentials9,000
2×Home Maintenance & Improvement0
1×Everything else0
+1×Mortgage Match3,000
Per month12,000
× 12 months
Per year144,000

Redeem points towards your home

Home Costs

Cover the cost of repairs, maintenance, and everyday home services

Mortgage

Lower your closing costs or buy-down your rate on your next mortgage

    Other flexible ways to redeem

    Gift Cards

    Treat yourself at your favorite brands

    Statement Credit

    Use your points to offset purchases

    We're here to help

    We’re happy to answer any questions you may have, connect with us today!
    Contact Us

    Exclusive homeowner benefits

    Make owning your home easier, smarter, and less stressful

    Preventive Maintenance

    Protect yourself from one of the most costly repairs down the line. Enjoy at no cost to you:
    • Two preventive maintenance visits per year
    • AC filter credit
    • 24/7 repair hotline for system/appliance emergencies (not just HVAC)
    • Access to pre-screened service providers
    • $240 annual retail value - free for cardholders

    Exclusive Home Deals

    Explore home-related offers at retailers such as:
    ...and more!

    Purchase Protection

    Spend with additional peace of mind. For eligible purchases on the Made for Home Card, enjoy:
    • Extended Warranty2: Adds up to one extra year on manufacturer coverage
    • Purchase Protection2: Up to $1,000 per claim for theft or damage within 90 days
    • Return Protection2: Up to $250 back if a retailer won’t accept a return
    • Price Protection2: Refund the difference if an item drops in price within 60 days

    How it Works

    1. Apply in minutes

    Check if you are pre-approved without affecting your credit score

    2. Link mortgage

    Link your mortgage directly with Fairway or with Plaid

    3. Spend and earn

    Start spending to earn rewards on your everyday card spend - plus your mortgage!

    4. Redeem your rewards

    Put rewards toward your mortgage, maintenance, or future home projects

    FAQs

    Is there an annual fee?
    No - there is no annual fee associated with the card.
    How do I apply for the Made Card?
    You can apply in the Made App (available on iOS or Android).
    Does applying impact my credit score?
    You can check if you are pre-approved with no impact to your credit score. If you accept the offer, then like any credit card, we would pull your credit score, and there may be a small, temporary impact.
    How does this affect my mortgage?
    There is no impact to your mortgage. The Made Card does not directly interact with your mortgage payment. You do not need to change how you pay your mortgage or pay your mortgage with the Made Card.
    How do I earn points on my mortgage?
    Once you have the card, all you have to do is follow the instructions to link your mortgage - it’s just a few clicks, and after that, every time you spend on your card, you’ll earn bonus points on your mortgage payment on top of all of your points for card spend.
    Can I link and earn points on multiple mortgages?
    Unfortunately, at this time, each cardholder can only earn points on one mortgage.
    Who should I reach out to if I need help?
    All customer support inquiries should go through Made. You can email us at multiplysupport@madecard.com or call us at 1-888-365-6233.

    Check if you're pre-approved
    with no impact to your credit score!

    Link your mortgage. Boost your points. It’s that simple.
    Check Now

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    Legal
    Terms of UseWebsite Privacy PolicyLead Bank Privacy PolicyElectronic Consent AgreementCardmember AgreementAutopayment AuthorizationDigital Wallet Terms and ConditionsRewards Terms and ConditionsUSA Patriot Act
    Made Card is a financial technology company, not a bank.

    The Made Essential Visa Signature Preferred Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. Terms and conditions apply. Applicants are subject to eligibility requirements. Visa® is a registered trademark of Visa Inc. Neither Multiply Capital Management LLC (“Multiply Mortgage”) nor any of its affiliates are responsible in any way for the Made Card, account administration, billing, rewards or other items related thereto.

    1 Eligible new Made Card cardholders who are verified as Multiply Mortgage customers are eligible to earn a one-time bonus of 20,000 Points after making $500 or more in qualifying Purchases within the first 3 months of account opening, beginning when you activate your card and ending at 11:59 p.m. ET on the last day of the third billing cycle following account opening. Qualifying Purchases do not include cash advances, cash-equivalent transactions, balance transfers, fees, interest, returns, credits, or other excluded transactions as described in the Rewards Program Agreement. Points will be credited to your account within 1-2 billing cycles after the spending requirement is met. Your account must remain open and in Good Standing. Limit one sign-up bonus per customer. This offer is void where prohibited and is subject to the terms of the Rewards Program Agreement, Terms of Use, Privacy Policy, and applicable laws. Capitalized terms used herein are defined in the Rewards Program Agreement. Effective 03/08/2026. This offer is subject to change.

    2 Certain terms, conditions and exclusions apply. For coverage to apply, you must use your covered Made Card account to secure transactions. Once your account is opened, you may access the Guide to Benefits within the mobile application.

    © 2026 mCard Technologies Inc. All rights reserved. Made Card is a registered trademark of mCard Technologies Inc.